Job Offer Comparison Calculator

Base salary, bonus, equity, employer retirement contributions, and the value of benefits, less what you pay for them. Health premiums alone can differ by $3,000 a year between employers, and a 6% match against a 3% match is worth another 3% of salary.

Public-company RSUs are worth roughly their grant value divided by the vesting years, at today's price — real money, if volatile. Private-company options are not; they are a claim on an uncertain outcome, and valuing them at the last funding round's price overstates them badly. Many people count them at zero and treat any payout as upside.

Enough to reverse most offers. A $150,000 salary in San Francisco is roughly $83,000 of purchasing power at the national average. The index is dominated by housing, so if your housing plans differ from the average — a roommate, a paid-off home — the adjustment overstates the gap.

It is worth knowing, though this calculator reports it separately rather than folding it into the total. Ten extra days on a $130,000 salary is about $5,000 at the daily rate. Whether that is real depends on the culture: unlimited PTO policies often mean fewer days taken, not more.

State income tax, which can be a 10% swing on its own; commute cost and time; the quality of the health plan behind the premium; vesting cliffs; job security; and how much you will learn. The arithmetic narrows the decision, it does not make it.