Property Tax
Property tax by state, 2026
Median effective property tax rates — tax as a share of home value — for every state. They range widely, so where you buy changes the true cost of owning. Pick your state for its rate and a calculator, or enter your local rate for the exact bill.
Annual tax as a % of home value. US rates range from ~0.3% to ~2.2% — check your county assessor.
Annual property tax: $4,400
Annual property tax
$4,400
- Added to monthly payment
- $366.67
- Home value
- $400,000
- Effective rate
- 1.1%
Usually collected in escrow with your mortgage.
Compare scenariosTry three values of one input
| Home value | |||
|---|---|---|---|
| Annual property tax | $3,960 | $4,400+$440 | $4,840+$880 |
| Added to monthly payment | $330.00 | $366.67+$36.67 | $403.33+$73.33 |
| Home value | $360,000 | $400,000+$40,000 | $440,000+$80,000 |
Every other input stays at the value you set above — currently $400,000 for home value. Differences are measured against the first column.
Saved scenariosSave this calculation
Saved in this browser only — no account, and nothing is sent to us. Clearing your browser data deletes them.
Median effective rates
Rates run from Hawaii (0.29%) to New Jersey (2.23%). These are statewide medians; your county’s rate and assessment set your actual bill.
Rates are median effective rates for 2026 (source: Tax Foundation / U.S. Census) — always confirm your exact rate and assessment with your county assessor.
Disclaimer: DayCents provides this calculator for educational purposes only. Results are estimates based on your inputs and the stated assumptions — they are not financial advice, a quote, or an offer of credit. Consult a qualified financial professional before making major money decisions.