Brokerage Account
A brokerage account is a taxable investment account you use to buy stocks, bonds, ETFs, and funds. Unlike a 401(k) or IRA, it has no contribution limits and no early-withdrawal penalties — you can access the money anytime — but you owe tax on dividends and gains.
It's the right home for money you'll need before retirement or after maxing tax-advantaged accounts. Long-term gains (held over a year) are taxed at lower rates than short-term ones, so holding investments longer is rewarded.
Put it to work
Investment Calculator
Project an investment portfolio's growth with monthly contributions — final value, your money vs market growth, and the year-by-year path.
ROI Calculator
Measure the return on any investment: total gain, total return (ROI), and the annualized return (CAGR) that lets you compare deals held for different lengths of time.