Inflation
Inflation is the gradual rise in prices that erodes the purchasing power of money over time — a dollar buys less each year. Even a modest 3% annual rate roughly halves what your cash is worth over 24 years, which is why keeping long-term money invested matters.
The Federal Reserve targets about 2% inflation as a sign of a healthy economy. It's the quiet reason a 'safe' pile of cash loses ground: to preserve purchasing power, your money needs to earn at least the inflation rate, and to build wealth it needs to beat it.
Put it to work
Inflation Calculator
See what inflation does to your money: future cost of today's expenses and the shrinking purchasing power of cash over any horizon.
Retirement Calculator
Project your retirement savings: what your balance could reach by retirement age and the monthly income it could sustainably provide.
Investment Calculator
Project an investment portfolio's growth with monthly contributions — final value, your money vs market growth, and the year-by-year path.