Net Worth
Net worth is everything you own minus everything you owe — your assets (cash, investments, home, car) less your liabilities (mortgage, loans, credit-card balances). It's the single clearest snapshot of your financial health, and growing it over time is the real goal of most money decisions.
A negative net worth is common early on, especially with student loans, and isn't a failure — the trend matters more than the number. Tracking it once or twice a year shows whether your saving, investing, and debt payoff are actually moving you forward.
Put it to work
Net Worth Calculator
Calculate your net worth the way advisors do: everything you own minus everything you owe, with your debt-to-asset ratio as a health check.
Home Equity Calculator
Calculate your home equity and how much you could borrow with a HELOC or home equity loan, based on your lender's combined loan-to-value limit.